Effective Date: 13.12.2024

Welcome to Neomo! These Terms and Conditions (“Terms”) govern your use of our platforms and services, including but not limited to Neomo Pay, Neomo Crypto Wallet, Neomo CRM, and Neomo P2P Exchange. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please refrain from using our services.

1. Definitions

• “Neomo,” “we,” “us,” or “our” refers to Neomo LTD, its affiliates, and subsidiaries.
• “Services” refer to all products, platforms, and tools provided by Neomo, including Neomo Pay, Crypto Wallet, CRM, and P2P Exchange.
• “User” or “you” refers to any individual or entity accessing or using our services.

2. Eligibility

• You must be at least 18 years old or the legal age of majority in your jurisdiction to use our services.
• By using our services, you confirm that you are not located in a restricted jurisdiction or under sanctions that prohibit the use of our services.

3. Use of Services

3.1 Permitted Use

You agree to use our services solely for lawful purposes and in compliance with these Terms. Any misuse, including unauthorized access or illegal activities, is strictly prohibited.

3.2 Prohibited Activities

You shall not:

• Engage in fraudulent, illegal, or harmful activities.
• Violate any applicable laws or regulations.
• Attempt to gain unauthorized access to our systems.
• Use our services in restricted jurisdictions.

3.3 Restricted Jurisdictions

Neomo LTD does not provide services to users located in certain jurisdictions, including but not limited to Afghanistan, North Korea, Iran, Syria, Sudan, Yemen, and other countries listed in our Privacy Policy.

4. Account Registration

• You are responsible for maintaining the confidentiality of your account credentials.
• All information provided during registration must be accurate and up to date.
• You agree to notify us immediately if you suspect any unauthorized access or activity on your account.

5. Payment Services

5.1 Neomo Pay

Neomo Pay facilitates payments for businesses but does not hold funds or act as a financial institution. You acknowledge that all transactions processed through Neomo Pay are subject to third-party payment provider terms and conditions.

5.2 Fees

Fees for using our services, including transaction and subscription fees, are outlined on our platform. Neomo reserves the right to update fees with prior notice.

6. Cryptocurrency Transactions

• Neomo Crypto Wallet and P2P Exchange are non-custodial platforms, meaning you retain full control of your digital assets.
• You are solely responsible for the security of your wallet and private keys.
• Cryptocurrency transactions are irreversible, and Neomo is not liable for any loss resulting from incorrect transactions, hacking, or other user errors.

7. Intellectual Property

All content, trademarks, logos, and technology associated with Neomo are the property of Neomo LTD. You may not copy, reproduce, or distribute any part of our services without prior written consent.

8. Limitation of Liability

To the fullest extent permitted by law, Neomo LTD shall not be held liable for:

• Any indirect, incidental, or consequential damages arising from your use of our services.
• Losses resulting from unauthorized access, service interruptions, or technical issues.
• Any financial loss incurred during the use of our payment or cryptocurrency platforms.

9. Termination

We reserve the right to suspend or terminate your account or access to our services at our discretion, without prior notice, if you violate these Terms or engage in prohibited activities.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].

11. Modifications to Terms

Neomo LTD reserves the right to modify these Terms at any time. We will notify you of significant changes through our platform. Continued use of our services after updates constitutes acceptance of the revised Terms.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us:

Neomo LTD
Email: [Insert Email Address]
Address: [Insert Address]